BENGALURU · FULLTIME
BCM-Affordable Professional
IIFL Home Finance
Bengaluru · onsite · Posted 4d ago
Sourced from
Undisclosed3–8 yrsfulltimeBengaluru
Your match
?
Sign in to see your match score, skill gaps & tailored resume.
Section · 01
About this role
Job Purpose:
Responsible for evaluating and underwriting loanapplications received via digital channels
Focus on quick, accuratedecisioning with policy adherence, KYC verification, fraud checks, andcoordination with stakeholders to achieve seamless, paperless disbursements
Focus on quick, accuratedecisioning with policy adherence, KYC verification, fraud checks, andcoordination with stakeholders to achieve seamless, paperless disbursements
Key Responsibilities:
Evaluate digital loan applications within definedturnaround time (TAT) using scorecards and policy rules
Perform digital KYC, bureau checks, income surrogates,and fraud screening; escalate suspicious cases
Prepare concise credit notes/CAMs for non-STP orexception cases; recommend decisions as per DOA
Ensure accurate documentation and track post disbursement document (PDD)closure where applicable
Coordinate with sales/operations for clarifications,rework, and smooth disbursement
Monitor early vintage performance/FPD for approvedcases and provide feedback to improve filters
Adhere to underwriting policy, regulatoryrequirements, and internal audit standards, clear QA observations PDs ofspecific cases
Skills Required:
Strong analytical and decision-making skills
Knowledge of retail lending credit policies andscorecards
Proficiency in digital KYC, fraud control, and MIStools
Attention to detail and compliance orientation
Educational Qualifications and Experience:
Graduate / Post-Graduate in Finance, Commerce, orrelated field
13 years in credit appraisal/underwriting; experiencein digital/fintech lending preferred
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Let the agent run this one for you.
Tailored resume, auto-apply, and referral lookup — in under 2 minutes.
Section · 02
Skills
QAretailpdspolicy adherenceLendingstpRetail LendingDisbursementFraud ControlInternal AuditCredit NotesFintechDigital Loancredit appraisalunderwritingoperationsSalescomplianceKYCfinanceKyc Verification
Section · Company
About IIFL Home Finance
IIFL Home Finance
NBFC
4.6k+
employees
Gurgaon / Gurugram, Haryana
India
₹6.6L PA avg
Avg at IIFL Home Finance
About
Provides a variety of financial services including loans and advisory, aiming to meet diverse client needs with convenient financial solutions.
Industries
NBFCFinancial Services
Employee ratings
10 reviews
3.8/ 5
Culture
4.0
Career growth
3.4
Work-life
4.2
Employees rate it well for
Overall Company38Compensation & Benefits37
Find them on