Banking Operations Associate

Skill required: Commercial Banking Operations - Core Banking

Designation: Banking Operations Associate

Qualifications:BCom/MCom/Master of Business Administration

Years of Experience:2-5

Language - Ability:English(Domestic) - Proficient

What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.
Commercial Banking Operations involve the day-to-day activities that support the functioning of a commercial bank. This includes processing transactions, managing accounts, handling customer inquiries, and ensuring compliance with regulations. The goal is to provide efficient and reliable banking services to businesses. These operations are essential for maintaining smooth and secure financial transactions. They also help in building and maintaining customer relationships.
Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.

What are we looking for

Account Management

Accounting Financial Reporting Standards

Banking, Financial Services

Problem-solving skills

Adaptable and flexible

Ability to perform under pressure

Results orientation

Prioritization of workload

Analytical Thinking

Analysis and Reporting

Roles and Responsibilities:

Please note that this role may require you to work in night shifts

Provide subject matter expertise support for understanding spreading guidelines and utilizing the underlying financial statements to complete the spread.
- Applying relevant accounting standards for fair and rigorous credit assessment
- To perform first level quality check to ensure the quality of deliverables.
- Evaluating the financial status of clients by and standardizing the financial information to the spreading application with accuracy.
- Understanding and analyze the financial statements including Income statement, Balance Sheet cash flow of public private companies for the credit appraisal process
- Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
- Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics
- Completing ratio, trend and cash flows analyses and creating projections
Candidate Profile Required:

- Minimum 3+ years of relevant credit experience in Commercial Lending or Financial Processes

- MBA/B.COM Finance and Accounting
- Must have experience in Moody s Credit Lens and client customized templates
- Experience/exposure of US accounting and GAAP
- Good team player who is dynamic, result- oriented with strong work ethic

Qualification BCom,MCom,Master of Business Administration