Banking Operation-F&A and Lending Process-NTT DATA

Greetings form NTT DATA.

Job Details:

 Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements. 
•    Extract and input financial data into bank-approved spreading tool. 
•    Review audited and compiled financial statements for completeness and accuracy. 
•    Calculate and validate key financial metrics, ratios. 
•    Identify discrepancies, missing information, and unusual financial trends for escalation. 
•    Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations. 
•    Maintain service level agreements (SLAs) and productivity targets. 
•    Ensure compliance with internal controls, regulatory requirements, and risk management standards. 
•    Knowledge of GAAP, IFRS, or regional accounting standards.
•    Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems. 
•    Participating in the training programs based on business needs
•    Attending team meetings or customer calls.

Job Requirements & eligibility Criteria:

•    2-4 Years of experience in Banking BPO is preferred.
•    Bachelors degree in commerce, Accounting, Finance, or a related field. 
•    Understanding of financial statements and accounting principles. 
•    Knowledge of ratio analysis, cash flow analysis, and credit fundamentals. 
•    Strong attention to detail and analytical skills. 
•    Proficiency in Microsoft Excel and financial analysis tools. 
•    Good written and verbal communication skills. 
•    Ability to work under deadlines and manage multiple priorities.
•    Ability to work scheduled shifts.
•    Ability to communicate (oral/written) effectively in English to exchange information with our client when required

"•    Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements. 
•    Extract and input financial data into bank-approved spreading tool. 
•    Review audited and compiled financial statements for completeness and accuracy. •    Calculate and validate key financial metrics, ratios. 
•    Identify discrepancies, missing information, and unusual financial trends for escalation. 
•    Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations. 
•    Maintain service level agreements (SLAs) and productivity targets. 
•    Ensure compliance with internal controls, regulatory requirements, and risk management standards. 
•    Knowledge of GAAP, IFRS, or regional accounting standards.
•    Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems. 
•    Participating in the training programs based on business needs
Attending team meetings or customer calls."