Banking Advisory Associate

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
Designation: Banking Advisory Associate
Qualifications:Any Graduation
Years of Experience:1 to 3 years

Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Songall powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries.
What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.Com.Bkg- Credit UW stands for Commercial Banking Credit Underwriting. It involves evaluating the creditworthiness of businesses applying for loans or credit. This process includes analyzing financial statements, assessing risk, and determining the terms of the credit. The goal is to ensure that the bank makes sound lending decisions while minimizing risk. Credit underwriters play a crucial role in maintaining the financial health of the bank. The Credit Lending processes includes initial set up of loan, detailed analysis of financials, setting covenants, analyzing the accounts receivable for borrowing base calculation for working capital line of credit, drafting a detailed credit memoranda by a detailed analysis of 5 Cs of Credit - Character, Capacity, Collateral, Capital and Current Market Conditions.Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.
What are we looking for Experience: 2+ year experienceMBA/B.COM Finance and AccountingFlexible to shiftsGood to have experience in origination system and client customized templatesExperience/exposure of US commercial banking operationsGood team player who is dynamic, result- oriented with strong work ethic
Roles and Responsibilities: Provide subject matter expertise support for understanding origination guidelines and utilizing the underlying financial statements to complete the origination processUndertaking ad-hoc reporting / analysis requirementsAnalyzing and executing assignments/deals with moderate complexityProviding work products with improved quality and timelineRealize responsibility and completes the task at handInvolves a little amount of independent decision making


Qualification
Any Graduation