Bancassurance Specialist

Company Description Aditya Birla Capital Ltd is a diversified financial services company headquartered in Mumbai, India, offering a broad range of financial solutions to individual and institutional clients. The organization emphasizes ethical practices, customer-centric services, and long-term value creation. Aditya Birla Capital is committed to equal opportunity in employment and strictly prohibits discrimination or harassment on any protected characteristic. Diversity, Equity, and Inclusion are embedded in its recruitment policies, with hiring based on business needs and candidates qualifications, skills, and experience. Prospective team members can expect a professional environment that values respect, fairness, and inclusion.

Role Description The Bancassurance Specialist is a full-time on-site role based in Thalassery, responsible for driving insurance business through HDFC bank branches. The role involves engaging with bank staff and customers to identify insurance needs, explain product features, and provide suitable solutions that align with customer requirements and regulatory guidelines. Daily activities include generating leads, conducting customer meetings, preparing proposals, and following up on applications to ensure policy issuance and persistency. The Specialist collaborates closely with branch teams to plan sales activities, conduct product trainings, and participate in promotional campaigns. The position requires consistent reporting on sales performance, maintaining compliance with company and regulatory standards, and delivering a high level of customer service.

Qualifications

• Candidates should possess strong sales and relationship management skills, with the ability to build trust with bank staff and customers.
• Candidates should possess customer service and communication skills, including clear verbal and written communication and active listening.
• Candidates should possess basic financial and insurance product understanding, with the ability to explain benefits, features, and risks in simple terms.
• Candidates should possess planning, organizational, and follow-up skills to manage leads, meetings, and documentation efficiently.
• A bachelor's degree in business, finance, commerce, or a related field is preferred; relevant certifications in insurance or financial services are an advantage.
• Prior experience in bancassurance, insurance sales, or financial services distribution is beneficial.
• Familiarity with local market dynamics in Thalassery and proficiency in relevant regional languages will be an added advantage.
• Ability to work ethically within regulatory frameworks and adhere to company policies, including DEI and fair treatment of customers.