AVP - Credit Reviewer

Job Responsibilities:

• Review of Credit Appraisal Memoranda of new and existing loans to ensure the accuracy of all financial details and compliance with the Bank’s procedures
• Risk Identification & Mitigation with respect to credit proposals and ensuring high credit quality
• Adherence of credit proposals to Head Office policies & procedures and local regulatory requirement.
• Closely work with the Business team to structure credit limits for corporate clients
• Continuous review of the bank’s credit strategy, prepare recommendations for changes in products, credit limits and other terms and conditions and levels of exposure to particular market segments or customers
• Self-Assessment and continuous monitoring of sanctioned limits.
• Periodic internal and external reporting to HO and RBI, including self- assessment.

Knowledge, Skills, Experience & Qualifications

The candidates are expected to also have a high numeric ability and proficiency in Microsoft Excel

Good understanding on Financial & Ratio analysis; Strong numerical and financial skills with the ability to interpret financial information and able to design and use financial models; Ability to understand and assess the effects of industry developments on the portfolio; Positive attitude towards learning and adapting to new processes

5+ years of experience with minimum 3 years of experience in a similar function

Chartered / Cost Accountant or MBA -Finance , IBA/NIBM certified courses will be additional plus point

Office Location: BKC, Mumbai