AVP - Credit Officer
MUFG Bank · Mumbai · onsite · Posted 21d ago
Undisclosed7–11 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Do you want your voice heard and your actions to count
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world s leading financial groups. Across the globe, we re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world s most trusted financial group, it s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
About the Role
Position Title : Credit Risk Professional-Assistant Vice President, Diversified industries
Corporate Title: Assistant Vice President
Internal Title: Manager/ Assistant Vice President
Reporting to : MGS Vice President / US Sector Credit Lead
Location : Mumbai
Roles and Responsibilities
Active portfolio management of designated customers
- Assist the SLoD team in the management of the Energy (Oil Gas, Power) / Diversified industries / FIG / Tech and Healthcare portfolio.
- Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management
- Prepare detailed credit memos in accordance with appropriate policies and procedures, evaluating the borrower s industry / business / legal / financial risks and demonstrate effective challenge to provide an informed credit recommendation
- Collaborate productively with the business line to manage safety and soundness while developing the portfolio
- Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions
- Perform due diligence and regularly scheduled reviews
- Ensure compliance with external regulatory/internal policy and procedural requirements
Deal Support
- Work with business lines/product groups to identify prospective transactions
- Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures.
- Demonstrate strong verbal and written communication skills and provide relevant information/analyses to the credit officer and Group Head for final recommendation.
Job Requirements:
7 -11 years experience at financial institutions or equivalent in credit and/or portfolio management of corporates within the above mentioned sectors. In depth knowledge of general corporate credit analysis, credit/risk management, underwriting leveraged loans and conducting valuation analysis Ability to build complex financial models to assess the customer s repayment ability. In depth knowledge of loan documentation and structural risks in corporate finance. Understanding of regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC) will be beneficial.
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Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Corporate FinanceDue DiligencevaluationLoansLoan DocumentationCorporate CreditCredit OfficerHealthcarePortfolio Managementcredit riskunderwritingCommunication SkillsRisk ManagementLegalcompliancefinance
About MUFG Bank
MUFG Bank
Banking
2.4k+
employees
1919
107 years old
Chiyoda-ku
Japan
About
MUFG (Mitsubishi UFJ Financial Group) is one of the worlds leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,500 locations in more than 50 markets including the Americas, Europe, the Middle East and Africa, Asia and Oceania. The Group has over 170,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. Through close partnerships among our group companies, the Group aims to be the worlds most trusted financial group, flexibly responding to all of the financial needs of its customers, serving society, and fostering shared and sustainable growth for a better world. MUFGs shares trade on the Tokyo, Nagoya, and New York stock exchanges.
Industries
BankingBanking / Insurance / Accounting
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