Australian Mortgage Underwriter / Para Broker

Job Description:

We are hiring an experienced Australian Mortgage Underwriter / Para Broker to support mortgage brokers with end-to-end loan processing and underwriting activities. The role involves evaluating borrower eligibility, preparing compliant loan submissions, coordinating with lenders, and ensuring seamless processing from application to settlement.
The ideal candidate should have strong exposure to Australian home loan processing, lender policy interpretation, serviceability assessment, and compliance standards.

Key Responsibilities
Loan Processing & Para Broker Support
Support brokers with end-to-end Australian mortgage processing
Prepare loan submissions aligned with lender policies
Manage applications from lodgement to settlement
Maintain accurate borrower documentation and CRM updates
Liaise with lenders and internal stakeholders for application progress
Credit Assessment & Underwriting Support

Assess borrower eligibility using:
Income verification
Liabilities review
Credit report evaluation
Serviceability calculations
Review loan scenarios before submission
Identify risks and documentation gaps
Provide recommendations aligned with lender credit policies
Compliance & Documentation
Ensure adherence to Australian lending compliance requirements
Maintain accurate application documentation
Conduct preliminary fraud-risk checks
Support audit-ready documentation practices
Stakeholder Coordination
Work closely with brokers and lenders for faster approvals
Provide proactive status updates
Support pre-approvals, conditional approvals, and settlements
Required Skills & Competencies
Australian Home Loan Processing (mandatory)
Mortgage Underwriting Exposure
Serviceability Calculation (Quickli)
Credit Assessment & Risk Evaluation
Mortgage Compliance & Documentation
Strong Excel skills
Excellent coordination & communication skills
Ability to manage multiple loan files simultaneously
Tools & Platforms

Experience working with:
ApplyOnline
BrokerEngine
Flex
MyCRM
Quickli
DocuSign
Adobe Sign
MS Excel

Preferred Candidate Profile
3+ years experience in Australian Mortgage Processing / Para Broking / Underwriting
Exposure to major Australian lenders (NAB preferred)
Experience supporting offshore broker teams
Strong documentation accuracy and turnaround capability
Ability to work in Australian business hours

Key Advantages of This Role
Opportunity to work with international mortgage processes
Exposure to Australian lending compliance framework
Career progression into senior underwriting / credit roles
High-learning exposure in broker-lender coordination workflows