Audit & Assurance | Securitization - Senior Consultant

Summary

Position Summary

Senior Consultant, Secured Transactions and Support

About

At Deloitte, we do not offer you just a job, but a career in the highly sought-after Securitization field. A truly effective internal auditing capability is an essential dimension of any organization's risk management structure. We work with a vision to make the world more prosperous, trustworthy, and safe.

Our Audit & Assurance services professionals help organizations effectively navigate business risks and opportunities—from strategic, reputation, and financial risks to operational, cyber, and regulatory risks— to gain competitive advantage. We apply our experience in ongoing business operations and corporate lifecycle events to help clients become stronger and more resilient. Our market-leading teams help clients embrace complexity to accelerate performance, disrupt through innovation, and lead in their industries. Working in Audit & Assurance at Deloitte US-India offices has the power to redefine your ambitions.

Work you'll do

As a Senior Consultant, you will be part of Deloitte's Audit and Assurance business group, specifically within the Securitization team. You will work with diverse teams of professionals to provide services in Securitization domain supporting various asset classes including Residential Mortgage-Backed Securities (RMBS), Commercial Mortgage-Backed Securities (CMBS) and Asset Backed Securities (ABS), to perform reviews on asset due diligence, collateral analysis and cashflow analytics. You will collaborate with professionals with varied backgrounds and diverse experience in transaction modeling, pricing, valuation, and recalculations of various payments involved and relevant portfolio tests

• Recalculate expected asset and security cash flows, tranche payments, and investor analytics (e.g., declining balance tables, weighted average lives, pre-tax yield to maturity) using proprietary tools and Excel for various product types and economic scenarios.
• Analyze results, identify discrepancies, and ensure compliance with transaction offering documents.
• Perform thorough reviews and abstraction of critical information from offering and legal documents (e.g., Indentures, Offering Circulars, Private Placement Memorandum, Credit Agreements, Private Rating Letters, Rate Reset Notices etc.).
• Conduct due diligence on underlying assets involved in the transaction (CMBS, RMBS & ABS).
• Recompute and analyze statistical attributes, stratification tables, and pool percentages using asset-level portfolio data and collateral analysis systems.
• Develop, maintain, and roll forward securitization models; assist with Agreed Upon Procedures Report issuance and project deliverables.
• Perform a thorough review of the various offering documents related to a transaction
• Collaborate closely and communicate regularly with US engagement teams, including drafting review summaries and client correspondence.
• Build and maintain strong client relationships through professional interactions.
• Develop subject matter expertise in specific asset types and stay informed on current market trends.
  
  

The team

Our team culture is collaborative and encourages team members to take initiative and seek on-the-job learning opportunities. Our professionals help clients turn insight into foresight by exploiting technology- enabled methodologies and innovation to deliver results with more accuracy, efficiency, and value. Advising clients on process efficiency, fraud detection, operational quality, internal control, and regulatory compliance, we help to reveal greater insights for improved operations and decision-making today, tomorrow, and well into the future.

Location: HYD, GGN

Shift Timings: Regular

Required

Qualifications - MBA finance background

• MBA finance background and/or 4 to 6 years experience in financial services with exposure to US or EMEA structured products industry.
• Proficient with Microsoft Office products (Excel, Word, Access), VBA and industry system platforms such as Bloomberg and INTEX.
• Good understanding with cashflows generated by various assets viz. Fixed Rate Mortgages, Adjustable-Rate Mortgages, Credit Card, Student Loans, Auto Loans etc.
• Well versed in interpretation of legal documents such as offering memorandums, offering circulars, indentures and private placement memorandums.
• Prior Big 4 Accounting Firm or relevant working experience in the following industries is an advantage:
• Mortgage and asset-backed securities
• Investment or Mortgage Banking
• Fixed income investments
• Rating Agency
• Mortgage Servicer
• Collateral Management or Administrator
• Exposure to team handling aspects like performance management, recruitment support, deliverable management and identifying improvements in proprietary tools or processes.
• Should be a go-getter and have strong organizational, communication skills, analytical skills, problem-solving skills, and high attention to detail.
  
  

Our purpose

Deloitte's purpose is to make an impact that matters for our people, clients, and communities. At Deloitte, purpose is synonymous with how we work every day. It defines who we are. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities.

Our people and culture

Our inclusive culture empowers our people to be who they are, contribute their unique perspectives, and make a difference individually and collectively. It enables us to leverage different ways of thinking, ideas and perspectives, and bring more creativity and innovation to help solve our clients most complex challenges. This makes Deloitte one of the most rewarding places to work.

Professional development

At Deloitte, professionals have the opportunity to work with some of the best and discover what works best for them. Here, we prioritize professional growth, offering diverse learning and networking opportunities to help accelerate careers and enhance leadership skills. Our state-of-the-art DU: The Leadership Center in India, located in Hyderabad, represents a tangible symbol of our commitment to the holistic growth and development of our people. Explore DU: The Leadership Center in India .

Benefits To Help You Thrive

At Deloitte, we know that great people make a great organization. Our comprehensive rewards program helps us deliver a distinctly Deloitte experience that helps that empowers our professionals to thrive mentally, physically, and financially—and live their purpose. To support our professionals and their loved ones, we offer a broad range of benefits. Eligibility requirements may be based on role, tenure, type of employment and/ or other criteria. Learn more about what working at Deloitte can mean for you.

Recruiting tips

From developing a stand out resume to putting your best foot forward in the interview, we want you to feel prepared and confident as you explore opportunities at Deloitte. Check out recruiting tips from Deloitte recruiters.

Requisition code: 362759