Associate VP/VP

JOB DESCRIPTION

Business Growth:

- Identify and acquire new small/mid/large corporate clients in different lending segments within policy guidelines.

- Meet loan intermediaries/consultancy firms for new business

- Explain STCI products, understand customer needs & propose products or lending terms to cater these requirements within policy guidelines.

Building & maintaining relationship with clients:

- Renewal of existing accounts

- Timely resolution of client queries / requirements

- Overall contribution in building / maintaining loan book

- Planning and completion of periodical inspections of mortgaged properties

- Periodical review of Auditors / LEs reports for existing accounts

Credit Processing & Execution:

- Market intelligence generated for Credit Appraisal

- Research input to processing team for Credit Appraisal

- Liaoning with clients / advocate / valuers etc. for processing and execution

- Vetting of advocates / valuers, LEs reports

- Adherence and compliance to Credit policy / manual and management directions

Asset Quality & Recovery:

- Timely Collections and Recovery of stressed accounts

- Measures initiated for timely collections and payments

- Market Intelligence / input provided / steps taken for minimization of slippages