Assistant Vice President, Central Credit

• Represent the Credit function during Internal Audits, NHB Inspections, NHB Refinance Audits, File Reviews, Branch Quality Audits, and other regulatory audits.
• Coordinate audit requirements and ensure timely closure of audit observations and departmental queries.
• Liaise with branches and stakeholders for resolution and closure of audit-related findings.
• Validate credit data and MIS before submission to Compliance, Finance, Risk, and other departments for regulatory reporting.
• Conduct data quality checks and ensure accuracy of regulatory submissions.
• Participate in User Acceptance Testing (UAT) and validate system enhancements, reports, and regulatory data fields.
• Drive Risk & Control Self-Assessment (RCSA) activities and identify process/control gaps.
• Conduct policy, process, and regulatory training for field credit teams.
• Manage vendor relationships, monitor service quality, and ensure compliance with agreed standards.
• Support process improvement initiatives and strengthen credit governance frameworks.

Preferred candidate profile

• Graduate/Postgraduate in Finance, Commerce, Banking, Management or related discipline.
• 15-20 years of experience in Credit, Regulatory Compliance, Audit, Risk, or Governance functions within HFCs, NBFCs, or Banks.
• Strong exposure to NHB inspections, NHB refinance audits, and regulatory compliance.
• Excellent stakeholder management, analytical, and communication skills.

Job Location: - Mumbai BKC