Assistant Manager Risk and Policy

Role & responsibilities

1. Policy & Process Management

• Credit policies drafting and amendments
• SOPs, Process Notes and Policy Circulars
• Managing Product Programs (MLAP, EQ, MEQ, WCTL, LFMP, Gold Loan, LAS etc.)
• Policy implementation and roll-out
• Designing and updating login, disbursement, and operational checklists.
• Ensuring policy alignment with business requirements, risk appetite, and regulatory guidelines.

2. CGTMSE Management & Compliance

• Guarantee registration and premium management under CGTMSE.
• NPA reporting
• Claim lodgement and follow-up
• Recovery reporting
• Claim capping calculations
• Internal, external and statutory audit responses relating to CGTMSE
• Coordination with CGTMSE officials

3. Credit PD/LIP Vendor Management

• Managing the empanelment, renewal, and invoicing for Credit PD & LIP vendors.
• Monitoring vendor agreement validity, renewals and compliance requirements.

4. Property Revaluation

• Property revaluation exercise
• Coordination with technical agencies
• Monitoring valuation validity
• Revaluation tracker management
• Exception handling and follow-ups

5. MIS & Reporting

• CGTMSE MIS

Property Revaluation MIS

Preferred candidate profile