NOIDA · FULLTIME
Area Sales Manager - Retail MFB
Tata Capital
Noida · onsite · Posted 1d ago
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Undisclosed5–10 yrsfulltimeNoida
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Section · 01
About this role
- Leading a sales team of Sales Officer / field staffs to augment the Business Correspondent (BC) network of various financial institution & Direct channel business.
- Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, Small Finance Banks to provide an array of financial products and services for the channel partners.
- Business development & expansion on business correspondence alliance partners
- Innovate & develop retail asset products e. g. JLG Loans, Secured & Unsecured MSME Loans to suit the target customers and geographies.
- Sales strategies to improve market share and Identification of business potential areas / districts for expansion of region
- Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
- Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas and setting up new business correspondence alliance partners
- Ensure business growth and diversity of products in the region as per business plan
- Create a support function structure in line with the product requirement to facilitate the appraisal, documentation, disbursement, repayment and delinquency management
- Formulating collection strategy of your region and Preventative / risk averse measure to maintain quality portfolio
- Plan / design sales contest at regional levels
- Filed visits to monitor & guide the loan officers
- Responsible for work force planning, recruitment & training, suited to handle various asset products across geographies
- Ensuring staff skill development through meetings and continuous monitoring of various clusters on regular basis by identifying training needs as per the market trends and new business opportunities
- Maintaining resource optimisation & operational cost.
- Branch identification in your respective designated areas of operation.
- Responsible for handling all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR etc related issues in your region.
- Implementing best business practices and developing company strategies and programs while ensuring strict compliance and integrity.
- Min
- rs exp + Experience working in a NBFC, NBFC MFI, SFB or Bank
- At least
- years in a team handling and leadership role.
- Must be familiar about business correspondent model working with top lending institutions & direct lending business.
- Must have handle BC & JLG business.
Key Skills
- Relationship management, Business sourcing & portfolio management,
- Well versed with understanding of credit underwriting,
- Understand critical attributes of legal and governance requirements,
- Good acumen of technology and automation,
Business planning and product management
Education : Post Graduate/ Graduate in any discipline
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Section · 02
Skills
Customer ServiceAutomationBcchannel businessDelinquency managementfinancial institutionDisbursementBusiness PlanningBusiness DevelopmentArea sales managerCredit UnderwritingAsset Productscompliancefinance
Section · Company
About Tata Capital
Tata Capital
NBFC
12.4k+
employees
2007
19 years old
Mumbai, Maharashtra
India
About
Tata Capital operates in the financial services sector, offering a diverse range of solutions including commercial finance, personal loans, and wealth management.
Industries
NBFCFinancial Services
Employee ratings
5,719 reviews
3.9/ 5
Culture
3.8
Career growth
3.4
Work-life
3.8
Employees rate it well for
Work Culture402Salary377Work Life Balance336Work Environment315Senior Management246
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