Area Receivable Manager

• Prepare collection plans and set targets for the respective area.
• Obtain and monitor daily collection commitments from Branch Collection Managers / Team Leads.
• Track branch-wise collection performance and drive achievement of targets including ED, NPA, etc.
• Monitor defaulter databases and ensure rigorous follow-up to prevent accounts from moving into subsequent buckets.
• Handle chronic and high-overdue customers through calls and personal visits.
• Drive achievement of revenue targets such as Cheque Bounce Charges (CBC), Additional Finance Charges, etc.
• Monitor NCL and guide branch teams to maintain roll rates, NPA, bucket provisions, and other parameters within budgeted limits.
• Support waiver requests within the defined empowerment matrix and escalate cases beyond authority to Regional/National Collections teams.
• Lead, guide and motivate branch collection teams to achieve business and collection objectives.