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    Job · 16263625

    AU Small Finance Bank logo

    Area Manager LAP

    AU Small Finance Bank · Not specified · onsite · Posted 45d ago

    Undisclosed9–14 yrsfulltimeSourced fromNaukri

    About a minute. You'll make an account on the way through.

    About this role

    :- AU Small Finance Bank Limited is seeking a dynamic and experienced Area Manager to lead and expand our Micro Banking Lending (MBL) operations within the designated region. This role demands a strategic leader with a deep understanding of financial services, particularly in microfinance and small business lending. The successful candidate will be responsible for driving sales growth, managing a team of sales professionals, ensuring compliance with regulatory standards, and fostering strong relationships with clients and stakeholders. This position plays a critical role in achieving the bank's mission to provide inclusive financial solutions and contribute to the economic development of underserved markets.
    Responsibilities:-
    • Develop and execute strategic sales plans to achieve area targets for micro banking lending products.
    • Lead, mentor, and manage a team of sales officers and relationship managers to maximize productivity and performance.
    • Monitor and analyze market trends, competitor activities, and customer needs to identify new business opportunities.
    • Ensure strict adherence to regulatory guidelines and internal policies in all lending operations within the area.
    • Build and maintain strong relationships with key clients, local businesses, and community leaders to enhance brand presence and customer loyalty.
    • Coordinate with credit and risk teams to ensure timely and accurate loan disbursement and recovery processes.
    • Prepare and present detailed reports on sales performance, market feedback, and operational challenges to senior management.
    • Implement training programs to enhance the skills and knowledge of the sales team on product offerings and compliance requirements.
    • Collaborate with marketing and product development teams to tailor financial products that meet the specific needs of the regional market.
    • Drive initiatives to improve customer service quality and resolve escalated client issues promptly and effectively.
    Skill:-
    • Microfinance Sales Strategy
    • Team Leadership and Development
    • Financial Product Knowledge
    • Regulatory Compliance
    • Client Relationship Management
    • Market Analysis and Competitive Intelligence
    • Credit and Risk Assessment
    • Performance Reporting
    • Training and Development
    • Stakeholder Engagement
    Preferred Qualifications:-
    • Bachelors degree in Business Administration, Finance, or a related field; MBA or equivalent postgraduate qualification preferred.
    • Minimum of 5-7 years of experience in sales management within the financial services sector, with a focus on microfinance or small business lending.
    Key Performance Indicators: #*Key Performance Indicators*#
    Required Competencies: #*Required Competencies*#
    Required Knowledge: #*Required Knowledge*#
    Required Skills: #*Required Skills*#
    Required abilities
    • Physical: #*Physical*#
    • Other: #*Other*#
    Work Environment Details: #*Work Environment Details*#
    Specific requirements
    • Travel: #*Travel*#
    • Vehicle: #*Vehicle*#
    • Work Permit: #*Work Permit*#
    Other details
    • Pay Rate: #*Pay Rate*#
    • Contract Types: #*Contract Types*#
    • Time Constraints: #*Time Constraints*#
    • Compliance Related: #*Compliance Related*#
    • Union Affiliation: #*Union Affiliation*#


    Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

    Sourced from naukri

    Skills

    Customer ServiceLendingLending OperationsBusiness LendingCompetitive intelligenceFinancial Productsloan disbursementBankingDisbursementLapAdministrationclient relationshipFinancial Servicescompliancefinance

    About AU Small Finance Bank

    AU Small Finance Bank logo

    AU Small Finance Bank

    Banking

    50.9k+

    employees

    1996

    30 years old

    Jaipur, Rajasthan

    India

    About

    AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.

    Industries

    BankingFinancial Services

    Employee ratings

    14,223 reviews

    3.8/ 5

    Culture

    3.6

    Career growth

    3.5

    Work-life

    3.7

    Employees rate it well for

    Work Culture1155Work Environment896Salary745Learning675Work Life Balance609

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    Area Manager LAP · waiting for your command