Area Manager - Credit

Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFLs risk policies. BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective. 1. FTL 2 - New Car loans Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018. This role reports to the Regional Credit Manager. This role covers pan India strategy for new car loans from sale purchase, balance transfer as well as re-finance perspective. Key Responsibilities: 1. Underwriting of new car loans business2. Incorporate industry best practices with respect to processing turn-around, risk metrics and policy 3. To provide an inside perspective on under-writing as managed by the leading financiers in the industry4. Drive ownership of internal processes & compliance with underwriting policies 5. Support Business, Risk & Operations in meeting the long term goals of the respective businesses Required Qualifications and Experience "1. Chartered Accountant / MBA with atleast 3 years of experience in financial services under-writing2. Atleast 3 years under-writing experience in used car loans with a reputed bank/NBFC Skills1. High process orientation2. Good analytical skills3. Positive attitude.4. Good communication skills, with proficiency in English.5. Ability to interact and build common ground with various stake-holders in the business"