Area Credit Manager
Home Credit Finance · Mumbai · onsite · Posted 46d ago
Undisclosed6–11 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
- Evaluate financial health of new and existing clients, perform due diligence, and underwrite loans
- Manage the credit portfolio for a specific region, focusing on quality, disbursement, and minimizing Non-Performing Assets
- Supervise and mentor a team of credit analysts/approvers, ensuring efficient processing and adherence to TAT
- Work with sales, operations, legal, and field teams for seamless credit processes and issue resolution
- Experience in credit underwriting for LAP, home loans, or mortgages.
- Strong understanding of mortgage underwriting, credit analysis, and risk assessment.
- Knowledge of affordable segment income assessment (formal + informal income).
- Familiarity with property due diligence, legal, and technical aspects.
Sourced from naukri
Skills
credit processingcredit approvalLapCredit AnalysisCredit Underwritingcredit appraisalCredit Assessmentunderwriting
About Home Credit Finance
Home Credit Finance
NBFC
5k+
employees
2012
14 years old
Gurugram
India
₹2.8L PA avg
Avg at Home Credit Finance
About
Home Credit offers a consumer durable loan in India at best interest rates. Buy mobile phones and home appliances on emis with instant approval.
Industries
NBFC
Employee ratings
10 reviews
4.0/ 5
Culture
3.6
Career growth
2.9
Work-life
3.8
Employees rate it well for
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