Area Credit Manager

Roles and Responsibilities :

• Manage a portfolio of equipment finance loans, ensuring timely repayment and minimizing defaults.
• Conduct thorough credit appraisals on machinery loan applications, assessing risk factors such as collateral value and borrower's financial standing.
• Develop strong relationships with customers to understand their business needs and provide tailored financing solutions.
• Analyze market trends and competitor activity to stay ahead in the competitive landscape.

Job Requirements :

• 2-8 years of experience in equipment finance or related field (equipment finance, machinery loan).
• Strong understanding of agriculture industry dynamics, including crop cycles, pricing fluctuations, and regulatory requirements.
• Proficiency in CAM software for managing loan portfolios; knowledge of CAMS system an added advantage.