Area Credit Manager

KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Lead and manage a team of credit Managers, providing guidance, support, and training.

Review and approve credit applications for secured loans, ensuring they meet the company's credit policies and risk criteria.
Conduct thorough assessments of borrowers creditworthiness, including financial analysis, collateral evaluation, and risk assessment.
Ensure compliance with regulatory requirements and internal credit policies
Address and resolve any credit-related issues or concerns from customers.
Analyze credit data and market trends to support strategic decision-making.
Identify opportunities to improve credit processes and enhance efficiency.

MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

Strong skills in evaluating creditworthiness, financial statements, and collateral value.
Proven ability to lead, motivate, and manage a team.
Understanding of regulatory requirements and compliance related to secured lending and credit.