Area Credit Manager
IIFL Home Finance · Chennai · onsite · Posted 49d ago
Undisclosed4–7 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Key Responsibilities:
Lead area underwriting (home loans/LAP and othersecured retail products as applicable) within DOA.
Review CAMs, financials, banking surrogates, andcollateral; conduct field visits for high risk cases.
Ensure TAT adherence and reduce reworks throughcoaching and first time right checks.
Monitor early delinquency/quality of approvedportfolio; provide feedback to sales and policy teams.
Drive PDD/deferral closure within SLA; ensuremakerchecker controls and sample QC audits.
Coordinate with legal/technical/ops for smoothsanction to disbursement andrisk mitigation.
Maintain audit readiness and close observations ontime; train team on policy changes.
Skills Required:
Strong analyticaland financial evaluation skills.
Knowledge ofretail credit and secure lending products.
Leadership andteam coaching ability.
Processorientation and compliance focus.
Educational Qualifications and Experience:
Graduate /Post-Graduate in Finance, Commerce, or related field.
4-7 years incredit appraisal/underwriting with team handling experience.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
retailteam coachingrisk mitigationLendingauditsTeam HandlingLoansBankingDisbursementSLALapHome Loanscredit appraisalunderwritingSalesLegalcomplianceQCfinance
About IIFL Home Finance
IIFL Home Finance
NBFC
4.6k+
employees
Gurgaon / Gurugram, Haryana
India
₹6.6L PA avg
Avg at IIFL Home Finance
About
Provides a variety of financial services including loans and advisory, aiming to meet diverse client needs with convenient financial solutions.
Industries
NBFCFinancial Services
Employee ratings
10 reviews
3.8/ 5
Culture
4.0
Career growth
3.4
Work-life
4.2
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