Area Credit Manager

Role & responsibilities

• Managing team of Credit managers
• Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan
• Process & Initiatives Understanding process and policies and implementing the same to ensure smooth transactions
• Training- Provide training to internal team and channels/DSTs. Provide regular training to outsource agencies so that they work in synergy with the companies policies and norms
• Delinquency Management for the entire State
• Portfolio Management – Monitoring the performance of portfolio and suggest changes to adapt to maintain the quality of portfolio
• Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies
• Quality Management in terms of Audit, Compliance and Hind sighting
• PDD Management – controlling and tracking PDDs through proper MIS for the location

Preferred candidate profile

8-10 years of Underwriting experience in lending Business. Experience in mortgage industry will be an added advantage.