Area Credit Manager - Unsecured Self Employed - Ludhiana
Aditya Birla Group · Not specified · onsite · Posted 29d ago
Not disclosedFresherfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Key Result Areas
Supporting Actions
Credit Underwriting Management
Supporting Actions
Credit Underwriting Management
- Ensure timely and policy-compliant credit decisions across assigned branches.
- Support branch teams in evaluating proposals and managing turnaround time.
- Address audit and compliance observations and coordinate with collections for recovery actions
- Identify and implement local process enhancements to improve efficiency and reduce manual work.
- Support adoption of digital tools and workflows at the branch level.
- Monitor bounce rates and early delinquencies using MIS dashboards.
- Implement corrective actions for high-risk accounts and support portfolio quality improvement
- Collaborate with sales and channel partners to support disbursement targets.
- Ensure smooth credit operations through regular engagement with stakeholders
- Train and mentor branch credit officers to strengthen underwriting and compliance.
- Promote consistent execution of credit policies and support talent development.
Sourced from foundit
Skills
Digital tools and workflowsProcess ImprovementsAudit and ComplianceMIS dashboardsPortfolio ManagementCredit Underwriting
About Aditya Birla Group
Aditya Birla Group
Metals & Mining
227.5k+
employees
1857
169 years old
Mumbai, Maharashtra
India
About
Aditya Birla Group is a Fortune 500 global conglomerate. The company's businesses have grown into global powerhouses in a wide range of sectors metals, textiles, carbon black, telecom and cement.
Industries
Metals & MiningFinancial ServicesBuilding MaterialRetailTelecomChemicals
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