Area Credit Manager - EIL

Job Requirements

Area Credit Manager

Area Credit Manager will be responsible for overseeing the credit assessment and underwriting process for loan applications related to property.

Responsibilities:

• Evaluate and analyze credit data and financial statements to determine the creditworthiness of loan applicants
• Develop and implement credit policies and procedures in line with regulatory requirements
• Manage a team of credit analysts and underwriters to ensure efficient processing of loan applications
• Collaborate with sales and marketing teams to drive business growth and achieve loan targets
• Conduct regular portfolio reviews and risk assessments to maintain a healthy loan portfolio
• Stay updated with industry trends and market conditions to make informed credit decisions
  
  

Skills:

• Bachelor's degree in finance, accounting, or related field
• Proven experience in credit assessment and underwriting for loan against property
• Strong knowledge of property valuation and legal aspects related to property loans
• Excellent analytical and decision-making skills
• Ability to lead and manage a team effectively
• Good understanding of regulatory guidelines and compliance requirements in the banking industry