Area Credit Manager - CEQ-Credit Appraisal
Tata Capital · Not specified · onsite · Posted 28d ago
Undisclosed2–7 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Main Accountabilities
- Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)
- Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
- Meet customers (retail strategic) at regular intervals to understand various industry markets
- Control Monitoring of Post Disbursement Documents -Invoice, Insurance RC by way of interaction with sales and customers
- Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
- Working on projects/process improvements from time To time
- Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health
- Identify the automation opportunities in existing processes, new product development
- Quality of Credit Underwriting
- Raise early warning signals for exit of stress accounts and take due measures for timely exit
- Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines
- Active involvement in customer visit
- Regular MIS on market intelligence
Disclaimer: This job posting and location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
AutomationMarket IntelligenceretailauditsDisbursementcustomer visitPost DisbursementCredit Underwritingcredit appraisalunderwritingNew Product DevelopmentSales
About Tata Capital
Tata Capital
NBFC
12.4k+
employees
2007
19 years old
Mumbai, Maharashtra
India
About
Tata Capital operates in the financial services sector, offering a diverse range of solutions including commercial finance, personal loans, and wealth management.
Industries
NBFCFinancial Services
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3.9/ 5
Culture
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Career growth
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Work-life
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