Area Business Manager - Commercial Vehicle Loans

Role & responsibilities:

oversees the sourcing, processing, and portfolio management of financing for light, medium, or heavy commercial vehicles. Responsibilities include driving volume and revenue targets, managing dealer/channel relationships, ensuring credit risk compliance, and overseeing collections and team performance.

Key Responsibilities:

• Drive Commercial Vehicle (LCV/MCV/HCV) loan business and achieve assigned sales targets.
• Develop business through dealers, channel partners, and direct sourcing.
• Manage end-to-end loan processing, disbursement, and portfolio growth.
• Ensure adherence to credit, compliance, and risk management guidelines.
• Monitor portfolio quality, collections, and delinquency control.
• Build strong relationships with dealers, customers, and stakeholders.
• Lead, motivate, and manage a team to achieve business objectives.
• Track market trends and implement strategies to increase market share.

Preferred Candidate Profile:

• Graduate in any discipline (Mandatory).
• Minimum 6+ years of experience in Commercial Vehicle Finance.
• Minimum 2 years of team handling experience.
• Strong knowledge of CV loans, credit assessment, portfolio management, and collections.
• Excellent leadership, relationship management, and business development skills.

Key Skills: Commercial Vehicle Finance, CV Loans, Team Handling, Dealer Management, Business Development, Portfolio Management, Collections, Credit Assessment, Channel Sales.