Apprentice

Job Description

Apprentice – Credit & Fraud Risk (CFR)

Business Overview

Credit & Fraud Risk (CFR) teams play a critical role in protecting American Express, our customers, and our brand. Our teams leverage data, analytics, technology, and innovative risk management practices to identify, monitor, and mitigate credit and fraud risks across the customer lifecycle. We help shape innovative customer experiences and digital products by building intelligent, scalable, and data-driven risk capabilities. Apprentices will gain exposure to how analytics, technology, and product thinking come together to solve business problems and enable growth.

Join our 12-month paid apprenticeship program where you will have opportunities for development, networking, and engaging with our leaders and executives. An apprenticeship at American Express will give you the chance to influence and strengthen risk management capabilities across the organization.

This apprenticeship offers opportunities across multiple focus areas within Credit & Fraud Risk, including Data Stewardship, Strategy & Analytics, and Product.

Responsibilities

Join the team and make an impact right away (Key Responsibilities):

Product & Business

• Gain exposure to how Credit & Fraud Risk teams support business growth, customer experience, and risk management decisions.
• Partner with cross-functional teams to support product enhancements, business initiatives, and innovation opportunities.
• Participate in activities across the product lifecycle, including discovery, testing, implementation, and performance monitoring.
• Learn how data, technology, and business insights come together to solve real-world problems.
  
  

Data & Analytics

• Support analytical and reporting activities to identify trends, patterns, and business insights.
• Work with data and visualization tools such as SQL, Python, Excel, Power BI, or Tableau.
• Gain exposure to data governance, data quality, and process improvement practices.
  
  

Qualifications

We have the know-how, technology, and global reach to make nearly any idea a reality. All that's missing is you! Do you have

• Strong analytical and problem-solving skills
• Passion for data, analytics, and risk management
• Curious mindset with eagerness to learn and explore new ideas
• Ability to work collaboratively in a fast-paced environment
• Ability to interpret data and derive meaningful insights
• Knowledge of SQL, Python, Excel, Power BI/Tableau, or other analytical tools is preferred
• Familiarity with Software Development Lifecycle (SDLC), automation tools/techniques (RPA, ETL tools, Machine Learning etc.), data visualization tools (Power BI, Tableau etc.) is preferred
• Understanding of financial services, fraud risk, credit risk, or compliance concepts is a plus
  
  

Apprenticeship Duration

• 12 months
  
  

Educational Requirements

• Candidates must have completed graduation under Bachelor's or Master's degree program in:
• Engineering
• Mathematics
• Statistics
• Economics
• Computer Science
• Data Science
• Business Analytics
• Finance
• or other relevant quantitative disciplines
  

Compliance Language

Benefits

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Cab facility
• Free meals
• Flexible working model with hybrid arrangement
• Training and development opportunities
  
  

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of contractual employment as an Apprentice with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.