Analytics Engineer - US Cards

ABOUT LENDABLE

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

JOIN US IF YOU WANT TO

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

We're looking for a Analytics Engineer to join the analytical foundation for our US Cards team, the fastest-developing area of the business. In this role, you’ll work closely with analysts, product teams, backend engineers, and business stakeholders to help improve how data is structured, transformed, and consumed across the company.

The role is fundamentally about contributing to a strong analytical foundation: helping teams move from question to insight quickly, while improving data quality, scalability, and maintainability.

You'll be supported by experienced engineers and given the space to grow — picking up new skills, deepening your SQL and dbt knowledge, and building confidence across a modern data stack.

WHAT YOU'LL BE DOING

• Contributing to the data models that support credit decisions, origination, portfolio analysis, and investor reporting.

• Building and improving dbt models and transformations, guided by senior engineers and in close collaboration with analysts and stakeholders.

• Acting as a bridge between analysts, backend engineers, product teams, and the data platform team to help ensure data is modelled and used effectively.

• Identifying opportunities to improve the efficiency, reliability, and cost-effectiveness of our transformation pipeline over time.

• Supporting the scaling of our data infrastructure as the business grows.

OUR MODERN DATA STACK

You’ll work with a modern analytics stack centred around SQL, Snowflake, dbt, Fivetran and Claude.

What we're looking for

We're looking for someone with solid analytics engineering fundamentals - or the drive to develop them - and the curiosity to apply them in a fast-moving environment.

More specifically, we’re looking for:

Essential:

• Solid SQL skills and a willingness to keep improving them.

• Some hands-on experience with dbt or ELT pipelines.

• A collaborative working style and clear communication across technical and non-technical stakeholders.

• A growing understanding of data modelling and how analytical datasets should be structured for reliability and usability.

• Comfort using AI tools to move faster and improve the quality of your work.

Desirable:

• Experience with Snowflake or another modern cloud data warehouse.

• An interest in learning from and eventually supporting analysts through shared patterns and good practices.

• Fintech or scale-up experience

INTERVIEW PROCESS

• Initial call

• Take Home Task

• Technical Interview

• Culture Interview

LIFE AT LENDABLE

• Winning team: the opportunity to scale up one of the world’s most successful fintech companies

• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

• Health coverage: support for your physical and mental wellbeing, including private health cover

• Retirement & savings: long-term financial wellbeing through retirement savings plans

• Employee referral programme: earn a competitive bonus when you refer successful new team members

• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

Check out our blog https://blog.lendable.co.uk/!