Analyst - Equity Research

Job Profile

JOB SPECIFICATION
Position: Analyst - Equity Research
Location: Mumbai

KEY RESPONSIBILITIES
-Development and maintenance of financial and operational models related to working capital financing solutions.
-Building and updating business case models to assess portfolio performance, profitability and growth opportunities.
-Analysis of lending portfolios, including provisions, write-offs, recoveries and credit performance metrics.
-Understanding and interpreting financial statements, banking concepts, and credit-related data.
-Supporting management reporting and ad-hoc analytical requirements.
-Development of automation tools using VBA and/or Python to streamline recurring processes and improve operational efficiency.
-Data reconciliation, validation, and quality checks across multiple datasets.

Preferred Skill Set:
-Strong financial modelling and analytical skills.
-Understanding of lending, working capital financing, credit risk, provisioning, and write-off concepts.
-Proficiency in Excel, including advanced formulas and financial modelling techniques.
-Experience with VBA and/or Python-based process automation.
-Effective communication and stakeholder management capabilities.