Analyst-Compliance GFCSU

The Global Risk & Compliance (GRC) organization serves as American Express independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

American Express s Global Financial Crimes Surveillance Unit (GFCSU) and the US Investigations Unit (USIU) are part of the broader Global Risk & Compliance organization, operating within Global Financial Crimes Compliance (GFCC). Together, they provide end-to-end oversight and support of global financial crimes investigations. In partnership with GFCC, GFCSU and USIU develop and implement transaction monitoring rules, reports, and other tools to detect potential criminal activity. They investigate suspicious financial behavior and, when necessary, file Suspicious Activity Reports (SARs) with the Financial Crimes Enforcement Network (FinCEN) or refer cases to internal compliance partners for global reporting. These teams also manage risk related to politically exposed persons (PEPs) through sanctions screening and enhanced due diligence processes, as well as improper payments that may signal bribery, corruption, or other illicit conduct. GFCSU and USIU play a vital role in ensuring compliance with key regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and the Foreign Corrupt Practices Act. They also support law enforcement by providing critical information to combat money laundering, terrorist financing, credit card fraud, identity theft, and other financial crimes.

In partnership with GFCC, GFCSU and USIU develop and implement transaction monitoring rules, reports, and other tools to detect potential criminal activity. They investigate suspicious financial behavior and, when necessary, file Suspicious Activity Reports (SARs) with the Financial Crimes Enforcement Network (FinCEN) or refer cases to internal compliance partners for global reporting. These teams also manage risk related to politically exposed persons (PEPs) through sanctions screening and enhanced due diligence processes, as well as improper payments that may signal bribery, corruption, or other illicit conduct. GFCSU and USIU play a vital role in ensuring compliance with key regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and the Foreign Corrupt Practices Act. They also support law enforcement by providing critical information to combat money laundering, terrorist financing, credit card fraud, identity theft, and other financial crimes.

• 2+ years experience within Global Financial Crimes (Anti-Money Laundering investigations experience preferred) or experience in other risk-based testing teams

• Experience with business needs and requirements testing is an asset

• Strong understanding of the risks and regulatory considerations associated with process design

• Demonstrate a keen attention to detail in investigation, analysis, and writing.

• Proven ability to distill complex process or technical issues into clear, simple messages for diverse audiences

• Proven ability to build and leverage relationships, strong presentation and communication skills and an ability to communicate effectively

• Proven ability to handle multiple priorities with effective work allocation

• UAT experience or UAT certification is a plus

• Support the GFCC Enablement transaction monitoring testing team by conducting time-sensitive alert activity reviews across multiple jurisdictions and countries

• Analyze large quantities of information to validate rule design and performance, and conduct data analysis to support process optimizations and deployments plans

• Work closely with partner teams to establish test plans and discuss testing outcomes

• Recommend improvements to rule logic, parameters, and data inputs to enhance detection criteria and/or new processes

• Produce well-written reports detailing testing outcomes, defect documentation, and testing recommendations

• Contribute thought leadership and creative problem-solving to deliver process optimizations, drive impactful solutions, and support inventory needs

• Source and leverage actionable insights and user feedback to identify and inform decision-making

• Develop and maintain documentation to enable accurate and thorough records of activities, supporting accountability and traceability

• Provide AML testing support across the wider testing team as needed