AML Compliance Analyst
Alpaca · Remote · remote · Posted 70d ago
Undisclosed3–5 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Summary
Disclaimer: This job posting & Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Join Alpacas global Financial Crimes team and help safeguard the integrity of our customers and the financial markets. In this role, you will support Alpaca Securities BSA/AML, sanctions, anti-fraud, and securities surveillance programs. You will investigate potentially suspicious activity, prepare SAR recommendations and narratives, and help strengthen scalable, risk-based compliance controls.
This position reports to the AML Manager for Securities Crypto or the AMLCOs designee. Because the role supports U.S. based operations, the individual must be able to maintain meaningful working-hour overlap with U.S. Eastern Time.
Responsibilities - Collaborate with globally-distributed teams to implement and strengthen the firm s Financial Crimes program and identify risks across CIP/KYC, AML, Anti-Fraud, and Fraud Monitoring initiatives.
- Investigate potentially suspicious activity through transaction monitoring alerts, escalations, and referrals.
- Ensure that transaction monitoring alerts, regulatory submissions, and case investigations are completed/submitted within the established deadlines and SLAs.
- Screen individuals, entities, and transactions to assess potential matches against OFAC, global sanctions, PEP, enforcement, and adverse media watchlists.
- Review and respond to time-sensitive escalations, FinCEN 314(a) and 314(b) requests, law enforcement queries, and other regulatory inquiries.
- Support ongoing enhancements to transaction monitoring rules, policies, procedures, controls, and risk frameworks.
- Maintain audit trails with thorough, defensible documentation of investigations, alert dispositions, and compliance decisions.
- Proactively identify and escalate critical risks, emerging trends, and compliance gaps to management.
- Prepare clear, accurate, and timely SAR recommendations and narratives for management review, and support the filing of approved SARs with FinCEN.
- Partner with internal stakeholders and assist during risk assessments, remediation efforts, external audits, examinations, and regulatory engagements.
- Maintain strong knowledge of regulatory developments, financial crime typologies and red flags, trading behaviors, and regulatory expectations applicable to Alpaca s business.
- Conduct comprehensive CIP/KYC, CDD, and EDD reviews to identify, manage, and mitigate customer and firm-wide risk.
- Evaluate source of funds, source of wealth, occupation, expected activity, and customer purpose.
- Review and disposition assigned AML, sanctions, and securities-surveillance alerts from beginning to end.
- Assist with due diligence and ongoing monitoring of introducing brokers, omnibus partners, correspondents, and other intermediaries.
- Excited about Alpaca s mission and what we re building to open financial services to everyone on the plant.
- 3-5 years of experience in Financial Crime/AML investigations (AML Alert Investigation related to retail, institutional, foreign financial firms)
- Strong understanding of U.S. regulatory requirements (e.g., BSA/AML, USA PATRIOT Act, SEC/FINRA regulations).
- Familiarity with trading activity and a variety of financial crime typologies, including spoofing, layering, wash trading, front-running, insider trading, fraud(deposit / withdrawals , account takeover/transfers) and manipulative order behavior.
- Demonstrated ability to identify and escalate unusual activity and document investigations in a clear, concise, and audit-ready manner.
- Strong investigative writing skills, including the ability to prepare clear, concise, and audit-ready case narratives and SAR recommendations.
- Strong analytical skills, sound judgment, attention to detail, and ability to prioritize multiple tasks and deadlines effectively.
- Experience using transaction-monitoring, sanctions-screening, case-management, fraud-monitoring, or securities-surveillance systems.
- Ability to work independently and adapt to a rapidly changing business and regulatory environment.
- Experience conducting open-source intelligence research and evaluating public records, adverse media, corporate information, and other investigative sources.
- Working knowledge of domestic and international payment systems.
- Ability and willingness to work a schedule that provides meaningful overlap with U.S. Eastern Time.
- Knowledge of FinTech Broker Dealer Space and able to support a fast paced environment.
- Experience with U.S. Registered Broker/Dealer - Correspondent Clearing Firms.
- Familiarity with Transaction alerting platforms (e.g. riskCanvas/Genpact).
- Previous experience working in a remote or global team environment.
- Ability to identify automation opportunities and leverage AI tools to enhance efficiency.
- Experience investigating U.S. ACH, wire, brokerage transfer, ACATS, digital-asset, or cross-border payment activity.
- CAMS, CFCS, CFE, or another relevant AML, fraud, or financial crime certification preferred.
Disclaimer: This job posting & Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Due DiligenceAutomationAuditingFixed IncomeremediationOpen sourcelaw enforcementFinancial ServicesfinanceRecruitment
About Alpaca
Alpaca
HiringArtificial Intelligence (AI)
API-first stock and crypto brokerage platform
150
employees
2018
8 years old
Berlin, Berlin
Germany
About
Alpaca is a tech start-up that helps both renters and landlords throughout the tedious journey of renting apartments.
Industries
Artificial Intelligence (AI)Commerce and ShoppingData and AnalyticsOtherPlatformsReal Estate
Find them on