Accounts Officer

Role & responsibilities

* Entry of daily EMI collections, loan repayments, and processing fees into accounting software.

* Daily reconciliation of bank statements with internal Loan Management System (LMS).

* Recording NACH/ECS/Cheque bounces and updating penalty charges on borrower ledgers.

* Maintaining accurate borrower account ledgers (principal & interest split).

* Preparing basic daily/weekly AR collection and aging reports in Excel.

* Tracking unallocated collection receipts and coordinating with field collection teams/banks.

* Filing and organizing physical/digital payment vouchers, bank slips, and records.

* Assisting senior accountants during audit documentation and verification.

Preferred candidate profile

* Basic to intermediate knowledge of Tally, SAP, or NBFC accounting software.

* Solid understanding of basic accounting principles, debit/credit, and bank reconciliation.

* Familiarity with loan basics: EMIs, bounce charges, NA