Accounts And Finance Manager

Key Responsibilities

1. Financial Accounting & Reporting

• Oversee day-to-day accounting operations, ensuring accurate, complete and timely recording of financial transactions in accordance with applicable accounting standards and regulatory requirements.
• Manage monthly, quarterly and annual financial closing, including general ledger scrutiny, balance sheet schedules, provisions, accruals, prepaid expenses and intercompany reconciliations.
• Prepare and review financial statements, management reports, MIS and variance analysis for senior management.
• Ensure timely closure of books and adherence to defined reporting timelines.
• Maintain robust accounting documentation, schedules, reconciliations and supporting records.
• Monitor accounting treatment for lending transactions, interest income, processing fees, partner commissions, operating expenses and other business transactions.

2. Treasury & Banking Operations

• Oversee bank reconciliations, cash and bank balances, fund flows and liquidity-related accounting.
• Coordinate with the Treasury team on borrowings, lender reconciliations, interest calculations, repayment schedules, loan balances and related accounting entries.
• Ensure accurate accounting and reconciliation of loan disbursements, customer collections, repayments, settlements and bank/payment gateway transactions.
• Monitor accounting of borrowing costs, accrued interest, processing charges and other financing expenses.
• Support preparation and review of borrowing-related statements, lender confirmations and treasury MIS.

3. Taxation & Statutory Compliance

• Oversee timely preparation, review and filing of GST, TDS, income tax and other applicable statutory returns.
• Ensure accurate computation and accounting of tax provisions, deferred taxes, statutory liabilities and tax-related reconciliations, as applicable.
• Manage GST reconciliations, input tax credit reviews, vendor compliance and resolution of tax discrepancies.
• Monitor changes in applicable tax laws and ensure timely implementation of relevant compliance requirements.

4. RBI Reporting & Regulatory Compliance

• Coordinate preparation, validation and submission of applicable RBI returns and regulatory statements in consultation with the Compliance and Regulatory Reporting teams.
• Ensure consistency between regulatory submissions, accounting records, financial statements and underlying operational data.
• Support NBFC-specific reporting, audit requirements, regulatory inspections and information requests.
• Maintain appropriate documentation and evidence for regulatory reporting and compliance reviews.
• Coordinate with internal stakeholders to address reporting discrepancies and ensure timely remediation.

5. Audit, Internal Controls & Risk Management

• Lead coordination for statutory audits, internal audits, tax audits, concurrent audits and other applicable reviews.
• Prepare audit schedules, reconciliations, supporting documents and management responses within agreed timelines.
• Support due diligence, financial reviews and information requests from lenders, investors and other stakeholders.

8. Team Management & Stakeholder Coordination

• Lead, guide and review the work of the Finance & Accounts team, including task allocation, performance monitoring and capability development.
• Liaise with statutory auditors, tax consultants, banks, lenders and external service providers.
• Provide timely and reliable financial information to senior management for decision-making.

Eligibility Criteria

Education

• Chartered Accountant (CA) from the Institute of Chartered Accountants of India (ICAI).

Experience

• Manager / Senior Manager: Typically 23 years of relevant post-qualification experience.
• Experience in an NBFC, fintech, digital lending company or BFSI organisation is preferred.
• Exposure to lending operations, treasury, financial reporting, regulatory compliance and audit management will be an advantage.

Skills & Competencies

• Strong knowledge of accounting standards, financial reporting, taxation and statutory compliance.
• Practical understanding of NBFC operations, digital lending, loan accounting and treasury processes.
• Experience in month-end closing, balance sheet reconciliations, MIS preparation and audit management.
• Familiarity with applicable RBI reporting requirements and NBFC regulatory frameworks.
• Proficiency in MS Excel, accounting software and ERP systems such as Oracle, SAP or Tally.
• Strong analytical, problem-solving, documentation and process-management skills.
• Ability to lead a team, manage multiple priorities and deliver within tight deadlines.
• Effective communication and stakeholder-management capabilities.
• A process-oriented mindset with a focus on automation, accuracy, governance and continuous improvement.

Key Success Measures

• Timely and accurate monthly, quarterly and annual financial closures.
• Accuracy and completeness of financial statements, MIS and regulatory submissions.
• Timely completion of statutory filings and resolution of tax and audit observations.
• Effective reconciliation and closure of outstanding accounting differences.
• Strengthening of internal financial controls and reduction in recurring control gaps.
• Improved efficiency through process automation and reduced manual intervention.

Effective team management and adherence to agreed service levels and reporting timelines.