Accounting And Finance Manager

Role & responsibilities

1. Financial Reporting & Closing (25%)

Own the complete monthly, quarterly, and annual financial close process. Responsibilities include:

• Monthly MIS and Financial Statements
• Balance Sheet reconciliation
• General Ledger integrity
• Journal review
• Closing schedules
• Audit schedules
• Inter-company accounting
• Consolidation
• Cross-border reporting

Deliver monthly MIS and financial statements within agreed timelines with minimal post-close adjustments.

2. Lending Portfolio Accounting (15%)

Own accounting for FLIN's lending portfolio.

Including:

• Loan accounting
• IRR and Effective Interest Rate (EIR)
• Amortized Cost
• Deferred fees
• Accrued interest
• Fee recognition
• Loan modifications
• Write-offs
• Recoveries
• Portfolio movements

Work closely with the Credit and Risk teams to ensure that accounting reflects the actual portfolio performance.

3. Financial Control & Reconciliation (20%)

Develop robust reconciliation frameworks across:

• Bank accounts
• Metabase and Loan Management System
• General Ledger and Customer Ledger
• Collections
• Investor reporting

No unexplained reconciling items should remain outstanding. Develop automated

reconciliation wherever possible.

4. IFRS & Technical Accounting (10%)

Lead technical accounting for:

• IFRS 9
• IFRS 7
• IFRS 15
• IAS 21
• IAS 32
• IAS 39 concepts where relevant

Provide accounting guidance for:

• New products, FX accounting, and Cross-border transactions
• Fair value adjustments
• Expected Credit Loss (ECL)
• Provisioning

5. Commercial Finance & Business Partnering (10%)

Partner with leadership to evaluate:

• Product profitability
• Unit Economics and Portfolio profitability
• Customer Lifetime Value
• CAC, Cost-to-income, ROA, ROE
• Yield analysis

Translate accounting data into actionable business insights.

6. Treasury & Foreign Exchange (5%)

Support treasury activities including:

• Multi-currency accounting
• FX gain/loss analysis
• USD-SGD-IDR-PHP reporting
• Cash flow analysis and forecasting
• Funding utilization and Capital deployment

Understand the financial impact of foreign shareholder funding and cross-border lending

structures.

7. Audit, Tax & Compliance (10%)

Coordinate with:

• External audit
• Tax consultants
• Regulatory reporting
• OJK reporting support
• Statutory filings

Ensure audit readiness throughout the year.

8. Process Improvement & Automation (5%)

Improve finance processes through:

• Automation
• Better controls
• Dashboard reporting
• Excel modelling
• Internal controls

Drive finance transformation rather than maintaining manual processes.

Preferred candidate profile

• 5 - 7 years of progressive experience in Accounting and Finance.
• Prior experience in consumer lending, fintech, banking, NBFC, leasing, or financial services is preferred.
• Strong understanding of lending portfolio accounting.
• Experience handling small- to mid-size loan books.
• Experience in multinational or regional organizations is preferred.
• Experience working with investors, auditors, and senior management.
• Bachelor's degree in Finance, Economics, Business, Accounting, Mathematics, or a related field.
• A Master's degree or CA / CPA/ CFA / CIMA progress is an advantage.
• Strong written and verbal communication skills in English.